Buy Now, Pay Later Online Forms with Jotform

Buy Now, Pay Later is a type of short-term loan and payment plan that allows customers to split up the cost of a purchase into equal installments to be paid over time.

When customers select the Buy Now, Pay Later option at checkout, the total cost is broken up into equal amounts that will be billed over the course of a few weeks. Customers are typically required to make the first payment at the time of purchase, then complete the remaining payments periodically until the purchase is paid off.

Pay in 4 by PayPal is an interest-free installment plan that lets you spread out the cost of a purchase into four equal payments. At checkout, customers must log in to or sign up for a PayPal account and provide an initial down payment of 25%. Merchants are paid for the full cost of the purchase up front, and PayPal manages the customer’s remaining payments.

Afterpay is an installment-based payment plan where purchases are split into four interest-free payments. Customers who are applying for Afterpay for the first time will provide their usual payment details at checkout to automatically create an Afterpay account, while returning Afterpay users will be prompted to log in to their existing account. Customers will provide a 25% down payment at checkout, and can manage the rest of their payments from the Afterpay website or app.

In the Form Builder, click the Add Form Element button, then go to the Payments tab and select Afterpay. Log into your Square account in the Payment Settings window and choose Afterpay as the payment method. Click the Continue button to add the products you want to sell. For donations and user-defined amounts, click the Save button. Check out our user guide for more detailed, step-by-step instructions.

Currently, Jotform only supports one payment gateway per form, however you can automatically funnel customers to separate order forms with different payment options based on their preferences. Take a look at our user guide to find out more about setting up multiple payment forms.

No, Jotform doesn’t charge any additional fees to collect payments. Buy Now, Pay Later options from PayPal and Afterpay are easy to integrate into your forms. Seamlessly make sales and process payments without any extra transaction fees.

The customer’s first payment is due at the time of the transaction. The three subsequent payments are billed every 15 days.

Customers make their first payment at checkout. The remaining three payments are due every two weeks.

There are no limitations on the types of products or services you can offer, however there are spending limits. Afterpay can be used for purchases up to $2000, and PayPal can be used for purchases up to $1500.

All transactions are protected by Jotform’s advanced form security and trusted payment gateway integrations. Protect both your data and your customers’ data with a 256-bit SSL connection, PCI DSS Service Provider Level 1 certification, and GDPR and CCPA compliance features.

Absolutely! You can select the payment option that best suits your needs, choose the types of payments you will accept, and update your product listings with your product names and photos. Use the drag-and-drop Form Builder to easily add your payment gateway, arrange the sections, and create a clear checkout flow that drives conversion.

Merchants are paid the full purchase price upfront, so there’s no risk to you if a customer misses a payment. Pay in 4 by Paypal has no late fees, however missed payments may impact a customer’s future eligibility for Pay Later products. With Afterpay, customers may be charged a late fee up to a maximum of $8.00 if they do not make an installment payment by the specified due date and it remains unpaid past the grace period.

Tracking Buy Now, Pay Later payments with Jotform is the same as tracking any other payments processed through your forms. You can view and manage payments by logging in to your account for the payment gateway you have chosen for that form. The other submission data you collected is available to review in Jotform Tables.

No, Buy Now, Pay Later options are available only to U.S. residents who are 18 years of age and older.

Merchants are paid in full at the time of the transaction. For Pay in 4 by PayPal, merchants can expect to receive payment on a similar timeline to credit card transactions processed with PayPal — typically within one to three days.

Merchants are paid upfront at the time of purchase. With Square’s standard transfer schedule, you can expect to receive funds within 1-2 business days.